Citibank SMRT Card Let Citibank turn your daily spending into more savings. Combining the convenience of an ez-link card and a credit card, the Citibank SMRT Card lets you save at your favourite retail outlets islandwide. Redeem SMRT$ for vouchers and free rides. Top 3 reasons to get a Citibank SMRT Card Enjoy up to 7.3% SMRT$ on groceries and coffee. Enjoy up to 2% SMRT$ on your ez-link top up as you tap and go. Redeem your SMRT$ for vouchers and free rides. Earn SMRT$ islandwide: Up to 7.3% SMRT$* islandwide Monthly statement spend S$600 or more Less than S$600 Groceries 5% 4.7% FairPrice Xtra - Kallang Wave 7.3% 7% Coffee 5% 4.7% Toys & Books 5% 4.7% Citibank One-Bill (Selected Town Councils - Service & Conservancy Charges) 5% 4.7% Citibank One-Bill 1% 0.7% EZ-Reload Auto Top-up 2% 1.7% Health and Beauty 2% 1.7% Other spend 0.3% - *SMRT$ may be earned at participating merchants that accept credit card payments only. Apply Now For more details and Terms & Conditions, visit www.citibank.com.sg/smrt.